DigiChama Free Online Chama Management System.

Put an end to the cash books, registers, and minute books by managing your group or chama online on a safe, user-friendly app

10x

group transparency

100%

Efficiency

Digichama is loved and trusted by thousands:

Tnl Invests

Online Entrepreneurs Club

Bizika

Group #001 - Buy Miliki Land in Malindi @400 Daily

Umoja Chama

TNL INVESTS

Pahoos

Endless Possibilities

Fully Modular System

Our fully modular system empowers chamas or groups to selectively activate only the modules they require, allowing for a tailored and flexible operational framework. Here are some of the customizable modules/features:

Loans

Offers two types of loans: Soft Loans, payable within a month, and Normal Loans, payable within a specified time frame. All calculations are automated for seamless processing.

Merry Go Round

Efficiently manages the most common chama type, where money is contributed and distributed to members in a rotational manner to foster development.

Also referred to as Savings, this module tracks a user's stake in the chama. Contributions enhance the chama's financial pool or serve as a basis for securing a minimum loan.

Goals

This module, also known as Investment, monitors contributions towards collective goals. It provides insights into individual payment progress and identifies members lagging behind.

Welfare

Enables members to contribute funds towards a fellow member in need, fostering a sense of community support.

Expenses

Facilitates efficient management of group expenses, helping the chama maintain financial discipline and transparency in resource utilization.

Automatic Workflows

Enhancing Chama/Group Success

Receive timely notifications for group meetings and any required contributions on any given day.

Get more done in less time

Utilize advanced scheduling features for group meetings, payment schedules, and other essential activities.
Enable auto-reporting functionalities to ensure seamless communication and transparency for all members.

Enhanced Security Features

Security is paramount, and to fortify the protection of your information, all data—whether at rest or in transit—is encrypted.

No Personal Data Collected

The commitment to privacy is at the forefront of our data collection practices. When you engage with our platform, we prioritize the safeguarding of your personal information.

Timely Notifications

our platform is designed to empower members with timely and relevant notifications, promoting effective communication, active participation, and a seamless group experience.

Our Happy Customers

what they say about us.

Previously, managing multiple physical books posed a significant challenge, especially when one went missing. Now, with everything stored in the cloud, such issues are effectively eliminated.

Mr. Mungai

GOWAGO

DigiChama is remarkably user-friendly, and its integrated automation significantly reduced my workload as the treasurer.

Mr. Kariuki

Chieko Self Help

Digichama played a pivotal role in enhancing accountability among our members, ultimately boosting trust in the leadership team.

Ms. Mercy Ayieko

MAGWA Self Help Group

Overall, DigiChama has not only simplified our financial operations but has also contributed to a more cohesive and trusting chama environment.

Mrs Nancy W.

Chaka United Transporters

Questions & Answers

1.What is DigiChama?

DigiChama is a comprehensive financial management platform designed for chamas and groups. It streamlines various activities, including contributions, loans, meetings, and more, providing an efficient and user-friendly solution.

2. Can I Trust DigiChama with My Group's Financial Data?

Absolutely. DigiChama is designed with a focus on transparency and accountability. The platform provides a secure environment for your group's financial information, fostering trust among members.

3.Can I Customize Notifications for Group Activities?

Certainly. DigiChama allows you to customize notifications according to your preferences. Whether it's for group meetings, contribution reminders, or other activities, you can choose your preferred mode of communication.

4. How is Data Security Ensured?

DigiChama employs robust security measures. Additionally, Razor Informatics, the company behind DigiChama, is registered with the Office of the Data Protection Commissioner in Kenya.

This ensures compliance with data protection laws and regulations.

5.Is DigiChama Suitable for Groups of All Sizes?

Yes, DigiChama is scalable and adaptable to groups of varying sizes. Whether you're a small chama or a larger group, the platform offers flexibility to meet your specific needs.

6. Can I Trust DigiChama with My Group's Financial Data?