How your Chama can Invest in T-Bills and T-Bonds
There are many options available for your chama to invest the collected funds. In weighing one’s opt...
How to Grow Members in your Chama
With a solid foundation, it is time to expand. Once you chama has a firm constitution and all the ro...
Effective Communication within your Chama
For proper group cohesion, there has to be a free flow of information between all members. Within a...
Tips for Time Management in Chama Meetings
Too often people have the excuse of “African Timers”. This is just to allow for their disregard to a...
How to Improve Your Chama
Chamas are primarily table banking groups that host people with similar interests. These people team...
The Art of Negotiation for your Chama
In Kenya, haggling is an everyday occurrence. It is deeply embedded in our culture, from haggling in...
Chama Tax Laws
Once you decide to start a chama, a fundamental decision needs to be made: how will you register you...
Reasons a Chama Enhances the Community
Chamas have long been beneficial to individuals. People have managed to accomplish so many things th...
Leadership Succession After Death in a Chama.
Losing a Chama member is devastating; losing the chair can cause turmoil and uncertainty. In many Af...
Types of Chama
Many people often shy away from the informal types of Chama for fear that they will fail or some mem...
Reasons a Chama can Fail
Chama’s are designed to help its members achieve some financial goals that were otherwise away from...
Requirements to open a Bank Account for your Chama
“Coming together is the beginning, keeping together is progress but finding the right financial part...